Budgeting & Saving

The Psychology Behind Overspending—and How to Outsmart It

If you’ve ever found yourself staring, guilt-ridden, at the growing list of transactions on your credit card statement, you’re definitely not alone. Overspending is an all-too-common issue, and it can feel like your wallet has a mind of its own. But here’s the catch: it kind of does. Our brains play an integral role in how, why, and when we choose to spend.